Find Property Tax Records in Coosa County

Coosa County property tax records are kept by the Revenue Commissioner in Rockford. This small, rural county in east-central Alabama includes Lake Jordan and part of Talladega National Forest.

Coosa County Revenue Commissioner

Debra W. Lamberth serves as Revenue Commissioner for Coosa County. Her office handles all property tax assessments, collections, and exemptions. Staff help with property searches, payments, and questions about values. The office also manages vehicle tags and business personal property.

The Revenue Commissioner office is in the Coosa County Courthouse in Rockford. This is one of Alabama's smallest counties by population. Staff know the local area well including lake property along Jordan Dam Reservoir. The county uses Capture CAMA software for property records, which provides online access.

How to Search Coosa County Property Tax Records

You can search property tax records in Coosa County online or in person. The online portal is free and available anytime. For certified copies or detailed questions, visit the office.

The Capture CAMA portal at coosa.capturecama.com lets you search by owner name, address, or parcel number. Results show assessed values, tax amounts, and property details. Maps show parcel locations including lake frontage.

To search Coosa County property records:

• Go to coosa.capturecama.com
• Enter owner name, address, or parcel ID
• Click Search
• Select a property for details

For in-person help, visit the Revenue Commissioner at the courthouse in Rockford. Staff can look up any property and print records. They understand lake property assessments and rural land values in Coosa County.

Coosa County Property Tax Rates

Property tax rates in Coosa County are very low. The state charges 6.5 mills. Coosa County adds a modest amount. School taxes also apply. There are few incorporated cities, so most property is outside municipal limits.

Alabama uses three assessment classes. Homes are Class III at 10% of market value. Commercial is Class II at 20%. Utilities are Class I at 30%. A lake cabin worth $200,000 has an assessed value of $20,000. Taxes are based on that figure in Coosa County.

Typical millage components:

• State: 6.5 mills
• County general: varies
• County schools: varies
• City: rare in Coosa County

Coosa County property taxes are among the lowest in Alabama. The median bill is just a few hundred dollars per year. Under Code of Alabama Section 40-8-1, property is valued at market rate, but the class system keeps taxes affordable.

Property Assessment in Coosa County

The Revenue Commissioner values all real property in Coosa County. The lien date is October 1. Your value on that date sets the next year's tax. Changes affect following years.

Alabama requires a four-year reappraisal cycle. Each year, about 25% of Coosa County parcels get reviewed. Appraisers check sales and may visit properties. Lake property may get extra attention due to waterfront premiums. The county sends notices when assessments change.

How assessment works:

• Appraisers set fair market value
• Multiply by class rate (10%, 20%, or 30%)
• Result is assessed value
• Apply millage for tax amount

Starting in 2025, Alabama caps annual increases at 7% for existing property. This protects lake property owners from big jumps when values spike. The cap does not apply to new construction in Coosa County.

Paying Property Taxes in Coosa County

Property taxes in Coosa County are due October 1 and become delinquent after December 31. Interest starts at 1% per month after that. The county mails bills in fall. Check online if yours does not arrive.

Coosa County offers several payment methods. Online payment through Capture CAMA accepts cards and e-checks. In-person payments work at the courthouse. Mail a check with your tax stub if you prefer.

Payment options:

• Online at coosa.capturecama.com
• In person at the courthouse
• By mail with check
• Drop box at courthouse

Many lake property owners live out of the area. Online payment makes it easy to pay from anywhere. If you miss the deadline, interest adds up in Coosa County.

Property Tax Exemptions in Coosa County

Coosa County offers exemptions to reduce tax bills. The homestead exemption is most common. It lowers county taxes on your primary residence. Lake cabins used as vacation homes do not qualify. Apply before December 31.

Seniors 65 and over get extra relief under Code of Alabama Section 40-9-19. Disabled persons and veterans with 100% disability also qualify. Bring documentation.

Available exemptions:

• Homestead: for owner-occupied primary residence
• Senior (65+): additional relief
• Disability: for total disability
• Veteran: for 100% service-connected disability
• Current use: for farm and timber land

Current use valuation helps farmers and timber owners. Land is taxed on productive value, not sale potential. This is important for rural acreage away from the lake in Coosa County.

Appealing Your Property Assessment in Coosa County

If your value seems wrong, you can appeal. Start with the Revenue Commissioner. Most issues get resolved quickly. If not, file with the Board of Equalization.

Under Code of Alabama Section 40-3-24, you have appeal rights. Gather evidence: comparable sales, an appraisal, or photos. Lake property appeals should compare similar waterfront lots.

Appeal steps:

• Review your assessment notice
• Gather evidence
• Contact Revenue Commissioner first
• File written appeal if needed
• Attend Board of Equalization hearing

The board meets in spring. They can adjust values. Most appeals with good evidence succeed in Coosa County.

Related Property Records in Coosa County

The Revenue Commissioner handles tax records. The Probate Court has deeds, mortgages, and liens. For ownership history, go there. Both are in the courthouse.

Coosa County has GIS mapping for parcels. The maps show boundaries and lake frontage. This helps with understanding waterfront property.

Other property offices:

• Probate Court: deeds, mortgages, ownership
• GIS: parcel maps
• Building Department: permits
• Planning: zoning

Lake Jordan (Jordan Dam Reservoir) draws buyers to Coosa County. If buying waterfront, check Alabama Power rules, dock permits, and flood zones.

Cities in Coosa County

Coosa County has few incorporated towns. All property taxes go through the county Revenue Commissioner.

Communities include Rockford (county seat), Goodwater, and Kellyton. Rockford has just a few hundred residents. Most of the county is unincorporated. None have populations over 100,000, so all property tax matters go through the Coosa County office.

Nearby Counties

These counties border Coosa County. Each has its own tax office.